Mortgage Loan Origination Software – 10 Functions of Mortgage Banking

Regardless of a mortgage lending organizations’ size, mortgage loan software, data security solutions and automation tools and services should be able to assist with mortgage loan automation requirements. In today’s chaotic mortgage lending environment origination and document security systems need to be easily configured to emphasize a company’s special needs and increase efficiencies across all aspects of the loan origination process, allowing lenders to increase quality and productivity.

Technology-driven automation is the key to succeeding in the increasingly complex, deeply scrutinized mortgage industry. Web-based (Software-as-a-Service), Enterprise mortgage software that supports the ten primary functions in mortgage banking will provide lenders with the necessary competitive advantages to succeed in today’s mortgage industry.

Ten Primary Functions in Mortgage Banking

  1. Mortgage Web site design, implementation, and hosting to provide product, service, loan status, and company information to mortgage customers and business partners
  2. Online loan applications for gathering information from borrowers and business partners that issue loan terms, disclosures, and underwriting conditions
  3. Loan origination software for managing loan data, borrower data, property data, general status reporting, and calculations
  4. Interface systems to send and receive data from real estate service providers, such as credit reports, flood determinations, automated underwriting, fraud detection, and closing documents
  5. Internal automated underwriting system that is simple enough for originators and sophisticated enough for underwriting portfolio loan products
  6. Document generation for applications, upfront disclosures, business processes, and closing documents
  7. Integrated imaging that is used from loan origination to investor delivery and for file archiving
  8. Interest rate and fee generation along with program qualification guidelines
  9. Secondary marketing data tools to track loan revenue and investor relationships, including warehouse line management and interim servicing to complete the back-office system
  10. Reporting such as loan delivery, year-end fee reporting, and HMDA reporting for loan application disposition

Web-Based, enterprise mortgage software that supports the ten primary functions of mortgage banking simplifies compliance, maximizes operational efficiencies, and increases profitability.

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Examples Of Spyware And What They Are

Spyware is a general term used to describe software that performs certain behaviors such as advertising, collecting personal information, or changing the configuration of your computer, generally without appropriately obtaining your consent first.

Spyware is often associated with software that displays advertisements (called adware) or software that tracks personal or sensitive information.

That does not mean all software that provides ads or tracks your online activities is bad. For example, you might sign up for a free music service, but you “pay” for the service by agreeing to receive targeted ads. If you understand the terms and agree to them, you may have decided that it is a fair tradeoff. You might also agree to let the company track your online activities to determine which ads to show you.

Other kinds of Spyware make changes to your computer that can be annoying and can cause your computer slow down or crash.

These programs can change your Web browsers home page or search page, or add additional components to your browser you don’t need or want. These programs also make it very difficult for you to change your settings back to the way you originally had them.

The key in all cases is whether or not you (or someone who uses your computer) understand what the software will do and have agreed to install the software on your computer.

There are a number of ways Spyware or other unwanted software can get on your computer. A common trick is to covertly install the software during the installation of other software you want such as a music or video file sharing program.

Any software that covertly gathers user information through the user’s Internet connection without his or her knowledge, usually for advertising purposes. Spyware applications are typically bundled as a hidden component of freeware or shareware programs that can be downloaded from the Internet; however, it should be noted that the majority of shareware and freeware applications do not come with SpyWare. Once installed, the Spyware monitors user activity on the Internet and transmits that information in the background to someone else. Spyware can also gather information about e-mail addresses and even passwords and credit card numbers

Aside from the questions of ethics and privacy, SpyWare steals from the user by using the computer’s memory resources and also by eating bandwidth as it sends information back to the spy ware’s home base via the user’s Internet connection. Because SpyWare is using memory and system resources, the applications running in the background can lead to system crashes or general system instability.

Because SpyWare exists as independent executable programs, they have the ability to monitor keystrokes, scan files on the hard drive, snoop other applications, such as chat programs or word processors, install other SpyWare programs, read cookies, change the default home page on the Web browser, consistently relaying this information back to the SpyWare author who will either use it for advertising/marketing purposes or sell the information to another party.

Licensing agreements that accompany software downloads sometimes warn the user that a SpyWare program will be installed along with the requested software, but the licensing agreements may not always be read completely because the notice of a SpyWare installation is often couched in obtuse, hard-to-read legal disclaimers.

Examples of SpyWare

These common SpyWare programs illustrate the diversity of behaviors found in these attacks. Note that as with computer viruses, researchers give names to SpyWare programs which may not be used by their creators. Programs may be grouped into “families” based not on shared program code, but on common behaviors, or by “following the money” of apparent financial or business connections. For instance, a number of the SpyWare programs distributed by Claria are collectively known as “Gator”. Likewise, programs which are frequently installed together may be described as parts of the same SpyWare package, even if they function separately.

o CoolWebSearch, a group of programs, takes advantage of Internet Explorer vulnerabilities. The package directs traffic to advertisements on Web sites including coolwebsearch.com. It displays pop-up ads, rewrites search engine results, and alters the infected computer’s hosts file to direct DNS lookups to these sites.

o Internet Optimizer, also known as DyFuCa, redirects Internet Explorer error pages to advertising. When users follow a broken link or enter an erroneous URL, they see a page of advertisements. However, because password-protected Web sites (HTTP Basic authentication) use the same mechanism as HTTP errors, Internet Optimizer makes it impossible for the user to access password-protected sites.

o Zango (formerly 180 Solutions) transmits detailed information to advertisers about the Web sites which users visit. It also alters HTTP requests for affiliate advertisements linked from a Web site, so that the advertisements make unearned profit for the 180 Solutions Company. It opens pop-up ads that cover over the Web sites of competing companies.

o HuntBar, aka WinTools or Adware,WebSearch was installed by an ActiveX drive-by download at affiliate Web sites, or by advertisements displayed by other SpyWare programs-an example of how SpyWare can install more SpyWare. These programs add toolbars to IE, track aggregate browsing behavior, redirect affiliate references, and display advertisements.

oZlob Trojan or just Zlob, Downloads itself to your computer via ActiveX codec and reports information back to Control Server. Some information can be as your search history, the Websites you visited, and even Key Strokes.

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Who Invented Dell Computers?

The invention and the history of the Dell computer is quite interesting. First of all, it was in 1984 when Michael Dell, a student at the University of Texas at Austin, created the company PC's Limited. He only had a starting capital of $ 1,000. So what he did was started working out of his dorm room to build personal computers made from stock components. These computers were to be IBM compatible because that was the standard at that time. If a computer were to function with various pieces of hardware, it needed to be IMB compatible.

It is when Michael Dell figured that selling computers directly to customers to determine customer need that he dropped out of college. His family then extended him the $ 300,000 in expansion capital that he needed to make his business take off.

A success

It was in 1985 that the Turbo PC was developed and it sold for less than $ 800. It contained an Intel 8088 processor that ran at 8 MHz, which is significantly slower than the computers that we use today. Computers today are running in gigahertz, which are hundreds and even thousands of times faster than the 8 MHz processor that Michael Dell was installing in his computers at the time. But the truth is that this was the best that could be done in 1985. The technology was developing.

But there was an aspect of PC's Limited that was unique from the rest and continues to be this way today. It is the fact that customers could order their computers rather than buy a computer that was already assembled. This allowed individuals to receive computers at lower prices than what they could get with their competitors. This definitely worked because PC's Limited grossed $ 73 million in its first year of trading.

The beginning of Dell

It was in 1988 that PC's Limited became Dell. Prior to that, the company already had 11 international operations occurring, so the company was quite large. There were on site services set up to compensate for the lack of businesses acting as service centers for Dell computers. It was in 1990 that Dell attempted to sell through club houses, but had very little success with this. So it is then that Dell went right back to its direct to customer sales.

In 1996, Dell started selling computers on its website. An individual could go onto the website and custom design their computer so that it would be built to their specifications. From there, it would be shipped to the customer's home. Financing was made available so that individuals would be able to acquire their computers easily.

In 1999, Dell became the largest personal computer seller when they took over Compaq computers. Their revenue topped $ 25 billion in 2002. Also in 2002, Dell started selling televisions and other electronic items. They now have Dell brand printers, LCD TVs, and much more. Because of the expansion beyond computers, Dell was changed to Dell Inc. In 2003.

It is amazing that this billion dollar company started in a dorm room with $ 1000 in starting capital. And Michael Dell has always stood by the principles of letting individuals have the capability to design their own machine. Although there are Dell computers now sold in various retail outlets, a person can still go to the website and design the machine of their dreams. And Dell also offers a lot of assistance for individuals needing help with their computers. They offer on-site services and so much more for the computer user so that they can have the best experience possible.

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Review of Takeoff Software for Estimating Construction

So often people want to rush out and buy estimating software or takeoff software without first trying to define their internal estimating processes. Once the estimating process is clearly defined, then and only then, can you actually try to compartmentalize the process into segments. So often the segment is really quantity takeoff. Takeoff of what you may wonder? That is like the million dollar question. This article will speak about the takeoff software process which usually associated with estimating software processes. The takeoff software process can often be takeoff of materials for some folks, and to many others, the takeoff process of scoped systems to create estimates or proposals. This review or comparison will not try to explain the estimating software process but bring to you valid quantity takeoff thinking among estimators in a quest to find which product thinks the way you do. These are the opinions of the author.

I will review and compare 3 types of measuring takeoff products:

It is extremely important to note that these are ONLY measuring takeoff programs, NOT estimating programs.

1) Planswift

2) On-Screen Takeoff by On Center Software

3) Electronic Plan Takeoff Software

All three products have their strengths, however, Planswift and On-Screen Takeoff are stand-alone products and Electronic Plan Takeoff is actually dynamically integrated live with Microsoft Excel which means that it starts and finishes and saves in Excel. They all integrate with Excel, however, you will have to evaluate your thought process and decide which of the three products work-flow think along the lines of how you think. For instance, what is the first thing you do when you get a set of plans? Typically, you start flipping through the plans to see how involved the project is and what type of work do you see that is attractive for your company. Then when you decide you are going to estimate this job, more often than not, you start like 80% of companies in the world of construction estimating by opening your takeoff master template Excel spreadsheet. You rename your spreadsheet to the new job or project and off you go performing takeoff. This is where the differences are:

In Planswift, you decide what drawing you are on and then you perform the measuring of an item you want to perform takeoff on the plan. Unfortunately, that is not exactly how an estimator thinks. Planswift does give you the ability to add a type of takeoff item on the fly by naming it and then perform takeoff of it; somewhat of a very manual and slow process. They also provide you with the ability of applying a type of assembly to a takeoff to aggregate quantities of items in that assembly. Not quite the way an estimator thinks. It forces you to jump to different screens which slows down the process. Typically, the main start of anyone’s takeoff process, or some may think of it as a checklist approach, is to start with your own spreadsheet of YOUR items. Those items can be material items or can be scoped assembly system items. Either way, by starting with a master spreadsheet say in Excel for example, many estimators think of this as a risk reducer, not to forget things they normally takeoff. Being that Planswift is a stand-alone takeoff program, it typically saves your takeoff images in Planswift instead of your estimate in Excel, if Excel is your estimating system. If you are using Excel, you have to manually save your takeoff measurement numbers in Excel and your takeoff images in Planswift or elsewhere, just not in Excel where the takeoff quantity resides. Again, if you want to integrate with Excel, they force you to either export or import takeoff items from Excel rather than being dynamically integrated live to Excel. They do however have the ability to dump the measured quantity from Planswift into any Excel spreadsheet or Word document. The main purpose or the primary focus of this program is measuring, therefore it does a good job at that function. Most of the other functions require you to jump around different screens, and essentially, you loose your thought of where you are. There are some features that attempt to address the estimating process, however, there are many features that are missing for Planswift to be a full fledged estimating system; it is NOT one. Planswift does integrate with the leading estimating system Sage Timberline, but the integration is weak. Since Timberline’s power is in assembly takeoff and where most estimators reside in Timberline, Planswift does not give the estimator the ability to add quantities of miscellaneous Timberline items or one-time items that need to added on the fly to an assembly while they are in Planswift at the Timberline interview screen, and while being in the measuring phase. Planswift does allow the deleting of assembly generated items as well adjusting assembly item quantities in a different screen. Again, to perform all that, you are forced to jump around to different screens. No assembly is ever perfect in any estimating system since project conditions are always uniquely different, therefore, having to add items to an assembly is extremely important. That adding of items and associated quantities is an absolute requirement any estimator typically has to do during the takeoff measuring and estimating phase; something that Planswift struggles with as related to Timberline Estimating. Planswift does allow the direct send of measurements to Timberline Estimating items and assemblies while in Timberline Estimating, just as you would do with the old digitizer measuring boards. Training, support and maintenance are extra for Planswift. On-Screen Takeoff by On Center Software, and Planswift charge their annual maintenance and support fees per license (mandatory) which costs the end user more expense annually especially if a customer has more than one license.

On Center’s On-Screen Takeoff is the Grand Daddy of software takeoff products due to the fact that it has been around the longest. On Center recognizes that On-Screen Takeoff is primarily a measuring program. That is why they have a separate estimating program named QuickBid for those who want an estimating program. On Center does not try to trick you into thinking it is an estimating system. In On-Screen Takeoff, you also decide what drawing you are on and then you perform the measuring of the plan. BUT, before you start, you can load a master set styles of things you typically takeoff or measure from your own library. That process seems to be less complicated than that of Planswift. On-Screen Takeoff does give you the ability to add a type of takeoff item on the fly by naming it and then performing takeoff of it; somewhat of a manual and slow process as well. The program does come with many features that are primarily focused on simple measuring to advanced measuring issues all with attention to detail regarding easy navigation for the takeoff process. On Center does a very good job at that. However, there seems to be a disconnect of thought from an Excel spreadsheet items you may use for estimating and/or proposals. The integration to Microsoft Excel is not a dynamic live link, more like an after thought in my opinion. Yes, you can establish links to named styles to cells or ranges in Excel, somewhat rigid. But the question you will have to ask yourself, which will happen more often than not is: What do you do when you need to add things on the fly during takeoff and in an Excel spreadsheet? Again there will be manual associations you will have to establish with Excel which is another major slowdown. You have to manually save your takeoff measurement numbers in Excel and your takeoff images in On-Screen or anywhere you decide, except the takeoff images will not be saved in Excel where the takeoff quantity resides. This type of situation arises when a takeoff program is a stand-alone program. On Center’s On-Screen Takeoff has the best integration with the most widely used estimating system in the USA: Sage Timberline Estimating. It basically mimics the same interview process as you would do with the old digitizer measuring boards. By working directly with Timberline, On-Screen Takeoff allows the estimator to perform takeoff of a Timberline variable question and immediately returns back directly with the takeoff quantity in a Timberline assembly at the variable question. By virtue of this process, On-Screen Takeoff allows the estimator to continue his/her Timberline interview process in Sage Timberline Estimating by reviewing/massaging generated quantities, or adding items in a Timberline assembly as the estimator see fit. That workflow process gives full control to the estimator, good job On Center. Training, support and maintenance are extra for On-Screen Takeoff. On-Screen Takeoff by On Center Software, and Planswift charge their annual maintenance and support fees per license (mandatory) which costs the end user more expense annually especially if a customer has more than one license.

This next system is ONLY if your estimating system or proposal generator is Microsoft Excel. Electronic Plan Takeoff Software is a plug-in for Excel. You start your spreadsheet, you perform the measuring takeoff, you may even add some more items on the fly all the while you are in the measuring phase in the Electronic Plan Takeoff program. When you are done, even if you added items on the fly, they automatically appear in your Excel spreadsheet. Excel is the control of everything. Your project is started in Excel, your takeoff is saved in Excel, the estimate or proposal is/can be produced there in Excel; one program, one place. Many takeoff programs interface with Excel somehow, but only Electronic Plan Takeoff is live linked with Excel, meaning all your Excel spreadsheet descriptions appear in the measuring takeoff program so you always know where you are in Excel. That is a huge difference in comparison to Planswift and On-Screen Takeoff. You can even change a description of a takeoff item in Electronic Plan Takeoff and it is automatically changed live, in your Excel spreadsheet. When you talk about the estimating and takeoff phase you must keep processes cleans and easy and this program does just that. There is no getting lost in this program. Just like the other reviewed programs above, the central focus of this program is takeoff measuring, and it does a GREAT job at that. The navigation within the program is really simple and easy. It is not made to work with other estimating systems, but there is a version that allows the direct send of measurements to any Microsoft Windows program awaiting a keyboard entry, just as you would do with digitizer measuring boards. There is also a version that works with digitizer boards as well. If you use Microsoft Excel for estimating, or takeoffs, or proposals, then this Electronic Plan Takeoff program for Excel would be your best choice. The integration to Excel is unmatched in Electronic Plan Takeoff compared to Planswift or On-Screen Takeoff. What is quite different in Electronic Plan Takeoff is that training, support, and maintenance are INCLUDED with a purchase, whereas training, support and maintenance are extra for Planswift and On-Screen Takeoff. Moreover, annual support and maintenance for Electronic Plan Takeoff year two and beyond is a low fee per company per year, instead of per license. On-Screen Takeoff by On Center Software, and Planswift charge their annual maintenance and support fees per license (mandatory) which costs the end user more expense annually especially if a customer has more than one license.

Microsoft and Excel are registered trademarks of Microsoft Corporation. Planswift is the registered trademark of Tech Unlimited, Inc. On-Screen Takeoff and QuickBid are registered trademarks of On Center Software, Inc. Sage Timberline Office, Sage Timberline Estimating are registered trademarks of Sage Software, Inc.

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The Advantages and Disadvantages to Bug Tracking Software

Bug tracking has been around as early as the 1940’s, just not in a software form. In these early days, simply using a pen and a paper created tracking systems. It evolved from then to using spreadsheets. Now there is bug tracking software like the defect tracking tool and even more specific programs like Mantis and Bugzilla, just to name a couple. As with anything that evolves however, there will always be those that are 100% for the programs and those that are against it. This article will cover all claims – both positive and negative – of bug tracking software like the defect tracking tool.

The Positive Claims

It certainly depends on the type of bug tracking software that is used, but it seems as if there are many more advantages to these tools than disadvantages. The most obvious advantage is that these types of tools allow companies to keep a record of the issues that are recorded, who fixed them, and even how long it took to fix the issue for some types of programs. Customers are encouraged to be as detailed as they can be when requesting that an issue be fixed so that companies can complete their requests as quickly as possible. The fact that the issues are recorded and saved is a huge benefit for the companies because sending the recorded bug list with the purchased software is a common practice. This is a benefit to customers because if it is a common error, they can simply look up this issue in the previously recorded bug list. However, if the list is incredibly long (a common disadvantage) it can become more of a hassle.

The Negative Claims

As with anything that has a list of positive aspects there is also a list of negative aspects, though there are few. One of the biggest complaints is not so much from the bug tracking software or defect tracking tool itself but more from the process of submitting issue requests. Customers need to be extremely detailed with their issue requests if they want a detailed response. Miscommunication isn’t a fault of the product, the customer, or the company – it’s simply something that happens. Customers and companies alike both need to remember to be patient with each other and to treat each other with a mutual respect. A second complaint that was previously mentioned is the length of issues in some of these software programs.

Some customers don’t have the patience to look through a long list of software issues that have been previously recorded and this causes frustration among the companies that took the time to purchase software that saves them. The length of issues that are submitted can also become a problem because if there are too many issues submitted and not enough engineers to address them, some can get overlooked. Nobody likes to be forgotten, but usually these types of bug tracking software include detailed instructions and are easy to use.

Usually when a company purchases a bug tracking software or defect tracking tool it already has an experienced IT department in place. Whatever the software is that is being used with these programs should have some sort of backup for when the work is completed so it does not get lost if the issues that occur are deadly.

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How to Change the MPI Node Address For a Siemens S7-300 PLC

I have seven Siemens S7-300 PLCs connected together using the MPI (Multi Point Interface) interface. The Siemens MPI protocol is used by Siemens PLCs to communicate with external devices. I want to rename each of the seven PLCs. Here are the steps to accomplish that task.

First, connect your MPI cable to the first PLC. I will be connecting my laptop to each PLC individually. Power up the PLC and open Simatic Manager. The "New Project" Wizard window will open. Just click Cancel to close the window. Now click the Accessible Nodes icon on the toolbar. A window will open showing the identification of the PLC you are connected to. My window is showing MPI = 2 (directly). Make a note of this address and close the window.

Next we need to download a hardware configuration to the PLC. This is where we will rename the PLC node address. There are probably a couple of different ways to do this – following is how I accomplish this. All seven of my PLCs are the same model; Therefore, I am using the same hardware configuration. For the obvious reasons, I want to give each a different MPI node address. I have a project file that contains all seven of my PLC programs and one hardware configuration file. I open the one hardware configuration file, and then double click Hardware in the right hand window. This will open the HW Configuration window. In this window you should see your PLC with its MPI address given.

Remember when we clicked the Accessible Nodes icon and saw MPI = 2 (directly)? My Hardware Configuration Window is showing a MPI address of 7. Place your mouse cursor on the 7 and double click. Your CPU Properties window will open. It should open to the General tab. Look down and you will see Interface Type MPI with an address of 7. Click Properties and the MPI interface Properties window will open. Using the pull down menu, choose your MPI node address and make sure the MPI (1) 187.5kbps is highlighted and click OK. You are now back on the CPU Properties window where you will see your address has changed. Click OK and you will go back to the Hard Ware window where you can verify your MPI node address has changed.

You will now click the Save and Compile icon and then click the download icon. The Select Target Module window will open. Click OK and the Select Node Address window will open. Here you will see the MPI node address you assigned earlier. You will need to click the View button right below this. You will see the current node address appear, this should be the same as what you saw earlier when you clicked the Accessible Nodes icon. Simply click on this number and you will see it appear in the MPI address slot under the Enter connection to target station. Click OK and the Download to Module window will open. Click OK and the Stop Target Modules window will open. Click OK and the "Do you want to start the module?" Window will open. Click Yes.

Now go back to the SIMATIC Manager window and click the accessible nodes icon. You will see your new MPI node address. You can see this same article with pictures at http://www.morerobototics.com .

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Application Software in Business Activities

Business is any activity undertaken by an individual or a group of person with an intention to make profits. A business engages in various activities like planning of resource, scheduling of activities, coordinating and other managerial activities. All these have to be completed in time in order to generate maximum profit in the production. Prospective entrepreneurs should adhere to these objectives.

Much of business time is put waste when it handles its tasks through the use manual system. This necessitates to the use of the software, an automated means which is efficient-oriented. Examples of the software in business application include the Decision Support System, Transaction Processing system and Management Information System. They can be largely used in resource planning where an enterprise defines way to achievement.

Collaborative resource planning software provides the business people with adequate and reliable information. Marketing information and bureaucracy of the enterprise is unambiguous. Previous methods that contributed to the failures can be fully noted. This enables the enterprise to opt to use other successful means in use elsewhere. An efficient resource planning software helps you to generate and retrieve information about resource allocation in form of detailed niche reports. As a result, time as a resource is much conserved and can be used in other productive areas.

Boundaries are clearing defined by the software. The business is expected to work towards the laid limits by the legal authority, operational, technical, economic and social feasibility. Beyond the predetermined extents, no productive operation can be encountered.

Scheduling of activities is best in practice via use of the software. The order and the way in which operation is accurately developed by use of the program, this results into application of qualitative business techniques, where there is matching of skills and jobs to done. The enterprise standards of performance are maintained. Cases of underemployment or over employment are eradicated. In turn, employees’ are encouraged to exercise creativity and innovation in right of their propelling positions, and hence works towards achievement of objectives of the business.

Planning software makes efficient forecasting of resources. Unknown future is determined prior. Situations like inflation, competition increases government provision of subsidies and technological changes can be adequately known. The fallout is to relay strategies to deal with upcoming challenging matters.

Top echelons (management) benefits significantly in software application. Executives’ unstructured decisions are accurately established. They rapidly derive information from the software. For example, decisions on where to establish a new firm or a branch, whether there is funds to finance multiple projects.

Management need to store information in reliable source (in software). This is used for swift evaluation of business performance. They can decide to reward the best performing employees based on the results retrieved from the software. This motivates employees to work zeal and confidence. Their individuals objectives are harmonized to entire business objectives.

Managers use software to control the progress of activities. Those deviating from the predetermined plans can be precisely noted. Management can also rely on software for marketing of its products. Research on business competition like advertisement and efficient market penetration means is done in detail.

In conclusion, software suitable for effective planning of the business operations, scheduling of activities and other managerial activities. Without use of software, a business is considered to be running behind technology and operating at obsolete level.

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Top 25 Terms All Computer Students Should Know

The following basic terminologies are considered the top 25 terms all computer students should know before they even begin their studies:

1. Bit: Binary data storage unit valued at either 1 or 0.

2. Byte: Eight data bits valued between zero and 255.

3. Word: Two data bytes or 16 data bits between zero zero and 16,535.

4. CD-ROM: A storage disk with approximately 640 megabytes of capacity.

5. CD-ROM Drive: Hardware used for reading and writing to CD-ROMs.

6. Storage Media: Magnetic devices that permanently store computer data.

7. File: Permanent storage structure for data kept on a hard drive or other permanent place.

8. Virus: Unauthorized programs that infect files or send themselves via email.

9. Vulnerability: When unauthorized access can be gained due to software errors.

10. Security Flaw: When attackers gain unauthorized system access due to a software bug.

11. Worm: Unwanted programs accessing computers via application / system vulnerabilities.

12. Hardware: Physical parts of computer (case, disk drive, monitor, microprocessor, etc.).

13. Software: Programs that run on a computer system.

14. Firmware: Software that has been permanently written into a computer.

15. ISP: Internet Service Provider.

16. BIOS: The basic input / output system computers use to interface with devices.

17. MIME: Multipurpose Internet Mail Extension.

18. Boot: What happens when a computer is turned on and beginning to run.

19. Crash: When computer software errors occur and programs fail to respond.

20. Driver: Program that understands interfaced devices like printers and video cards.

21. Network: Cables and other electrical components carrying data between computers.

22. Operating System: A computer's core software component.

23. Parallel: Sending data over more than one line simultaniously.

24. Serial: Sending data over a single line one bit at a time.

25. Protocols: Communication methods and other standard Internet / networking functions.

These are the top 25 terms all computer students should know before they even begin their technical training. Most computer students know much more. In fact, everyone who uses a computer these days should understand these terms so they can be better informed about the important tool that is so integral to our daily lives.

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How to Fix an Error Accessing the System Registry Easily

The system registry is an important component to practically every computer, and it would actually be considered a pile of electronics if the system registry was not included. It is essential for computers based on Windows, since it is the storage location for the hardware, software, and pretty much everything that makes the computer run.

Changes and updates go directly through the system registry for storage, but sometimes things do not always go as smoothly as we wish. Not many know what to do about an error accessing the system registry, but it must be fixed in order to keep your computer running.

An error accessing the system registry is not very uncommon, and it usually occurs when old files or updates are still located within the registry. The error can occur when new updates are downloaded, new programs installed, or even when new software is being added to your computer. A window will usually pop up stating “error accessing the system registry” and not much can be done until the error is fixed.

It can result from old updates being left in the system, or even old files that were not deleted when a download or installation was incomplete. The best way to get rid of the error accessing the system registry is to find out the problem, get rid of old files, and start fresh with new updates and software to keep your computer running smooth.

Because the error accessing the system registry can occur for a number of different reasons, it can sometimes be hard to locate the specific problem. The first step is to determine what exactly triggered the error, such as a new download, new software being installed, or updates occurring to current software on the computer.

The error is most common when updates occur or when updated software is installed, since most likely older versions are still being kept within the registry. In this case, the error accessing the system registry can be easily correct. First off, the installation or update needs to be stopped. Then the system registry can be accessed by the computer owner, and software can be purchased or downloaded to fix this problem.

One of the best options for getting rid of an error accessing the system registry is a registry fix program, since it goes in and does all of the work for you. Rather than trying to find the damaged files and delete them yourself, the program knows exactly what to look for and get rid of for the error to go away.

Not only will a registry fix help to get rid of the problem occurring now, it can even help to get rid of any files and old updates that may cause problems in the future. It is beneficial for clearing your computer of any unnecessary files or programs that may be causing it to run slow, and can even prevent an error accessing the system registry in the future.

A registry fix program can either be downloaded online or purchased at an electronics store, and is a great way to fix an error accessing the system registry. It does all of the work for you, and can even improve the overall performance of your computer. It can get rid of old files, partial updates, or even programs that are no longer needed, and is perfect for fixing your error accessing the system registry.

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How to Uninstall and Remove G DATA Antivirus Completely

G DATA Antivirus is a complete protection solution for your home computer. However, no matter the reason is that corrupt virus signatures may have caused it not to upgrade properly, it will not work regularly and needs to be repaired, or probably corrupt files are causing 100% CPU usage, etc. Like all other antivirus software, there also may be times when you have to uninstall and remove G DATA Antivirus.

The standard method of uninstalling G DATA Antivirus is from Windows built-in Add / Remove Programs, but sometimes the removal process will hang and you may be unable to remove this program from your computer, because some registry entries and spaces may still be left in Your system. In this case, if you wish to completely remove this antivirus, you have to delete all those sticky registry entries, processes, services, as well as related folders and files.

Removing all instances of this antivirus program can be extremely tricky and there is a risk of damaging the operating system if not done properly. Then you can try using a good removal tool to help you remove this program automatically in seconds. Perfect Uninstaller is one of such software. It works in a very simple manner. Aside from working to remove G DATA Antivirus, it can also get rid of other unwanted programs from your computer.

1. It offers a much quicker and easier way to completely remove programs which can not be removed through "Add / Remove Programs".
2. It completely deletes empty or corrupt registry entries.
3. It has the "force uninstall" function to forcibly uninstall corrupted or hidden programs.
4. It has the "Special Uninstall" function designed for some very specific programs in that list
5. It can restore the registry to a previous state, and restore files from the recycle bin (files deleted into the recycle bin).

Uninstall and remove G DATA Antivirus from your system before proceeding with the installation of the next antivirus that you would like to set up, otherwise the antivirus will conflict and give much trouble that you will not be able to recover Windows from the crash.

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